Private clients
Liability, household contents, buildings, car, legal expenses, accident, disability, supplementary health and dental.
Independent insurance broker · since 1996
Your personal advice – no obligation
Advice first, decision second.
In numbers
What stands behind CECAS
- years of experience – since 1996
- 30
- possible premium savings (up to)*
- 50 %
* Based on our advisory practice. Actual savings depend on your existing contracts and are not guaranteed.
Why a broker
Expensive old contracts and clauses nobody understands?
Common mistakes
- Contracts not reviewed for years
- Clauses that come as a surprise when a claim occurs
- Advice from a tied agent of a single insurer
The CECAS standard
- Independent market comparison – not tied to any insurer
- Review and optimisation of existing contracts
- Personal support when a claim occurs
Our services
How we support you
Business clients
Industry, trade, crafts, self-employed and liberal professions – risk consulting and risk management.
Healthcare
Cover for practices, doctors, dentists, therapists and medical facilities.
Retirement & finance
Rürup, Riester and immediate annuities, company pensions as well as loans, current and savings accounts.
Clear cover in three steps
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Step 1
Non-binding first conversation
By email, phone or in person at our office in Wiesbaden.
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Step 2
Independent market comparison
We review offers from different insurers for your needs.
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Step 3
You decide
Advice first, decision second – no pressure to sign.
Photo to followTeamfoto Vater & Sohn
team_groupWho is behind CECAS?
Advice in the client's interest since 1996.
As an independent insurance broker we are not tied to any insurance company. We represent your interests – when you sign, throughout the contract and when a claim occurs.
„Gute Beratung, da die Angebote unabhängig voneinander geprüft werden. Herr Paschalidis sieht sich als Dienstleister für seine Kunden und nicht nur als "Makler". Habe bereits einen Vertrag bei ihm abgeschlossen und werde mich auch zukünftig gerne wieder an ihn wenden. Sehr empfehlenswert!“
„Wir können eine Ersparnis bis 40% bestätigen. Immer wieder sind wir von Ihrer Kompetenz und Ihrem Service überzeugt. Wir haben Sie schon bereits empfohlen.“
In short
CECAS is an independent insurance broker (§ 34d GewO) and financial investment intermediary (§ 34f GewO) based in Wiesbaden, Germany. Since 1996 we have compared the market in our clients' interest, reviewed existing contracts and supported clients when a claim occurs. The initial consultation is free of charge.
Frequently asked questions
How much does advice from CECAS cost?
The advice is free of charge for you. In connection with insurance and financial brokerage we are remunerated exclusively by third parties, i.e. by the commission paid by insurers. Details can be found in our initial information.
What is the difference between an insurance broker and an insurance agent?
An insurance agent is tied to one or a few insurers and represents their interests. An insurance broker such as CECAS is independent, compares offers from different insurers and is on the client's side – including when a claim occurs.
Can you review my existing contracts?
Yes. The initial consultation includes an insurance check with an analysis of your existing contracts. We show you where there are gaps, where you are insured twice and where premiums can be reduced.
Do I have to sign anything after the consultation?
No. The first conversation is non-binding. Our principle: advice first, decision second.
Is advice available by phone or in person?
Yes. Consultations can take place by phone, video call or in person at our office in Wiesbaden. For businesses we are happy to carry out risk analyses on site.
What happens when a claim occurs?
We represent your interests towards the insurer during claims settlement. You can report a claim online at any time or by phone.
Write to us. We will get back to you personally.
Email is the fastest way – or simply give us a call.